Your Medical Benefits
Welcome
Welcome to Pompanette, LLC. We are dedicated to ensuring the health and well-being of our employees. We are pleased to provide you with two health plans through Anthem. These plans include comprehensive medical care, prescription coverage, and resources to support you in maintaining a healthy lifestyle.
Eligibility
Newly hired full-time employees working 30 hours or more will be eligible to enroll in health insurance benefits during the new employee orientation period. Eligibility begins on the first of the month following 30 days of hire.
Benefit Information
How do I enroll?
To enroll in benefits, all employees must submit their benefit elections through Employee Navigator
If you miss the new hire or open enrollment window, you will have to wait until the next open enrollment period to enroll in benefits unless you experience a qualifying life event.
Waiving or Declining Health Insurance
If you are eligible for health insurance but have alternative coverage or choose not to have insurance, you must sign a waiver form during the enrollment period. If you decide not to enroll, you won’t be able to join the plan until the next Open Enrollment period, unless there is a “qualifying event.” A Qualifying Life Event is a life-changing situation that allows you to make changes to your benefit elections outside of the normal Open Enrollment period. Examples of Qualifying Life Events include the birth of a child, marriage, divorce, and loss of other coverage.
Carrier Contact Information
Anthem
Customer Service: 1-877-567-1806
Website:www.anthem.com
Summary of Benefits & Coverage (SBC)
Schedule of Benefits (SOB)
Your Dental Benefits
Eligiblity
Newly hired full-time employees working 30 hours or more will be eligible to enroll in dental insurance benefits during the new employee orientation period. Eligibility begins on the first of the month following 30 days of hire.
How do I enroll?
To enroll in benefits, all employees must submit their benefit elections through Employee Navigator.
If you miss the new hire or open enrollment window, you must wait until the next open enrollment period to enroll in benefits unless you experience a qualifying life event.
Plan Overview
Pompanette, LLC. offers two dental plans administered by Anthem.
The chart below provides a high-level overview of the dental plan design and features offered to eligible employees by Pompanette, LLC. Please reference the Dental Summary of Benefits and the Dental Contribution Schedule for more information about your plan and cost per pay period.
Carrier Contact Information
Anthem
Customer Service: 1-877-567-1806
Website:www.anthem.com
Plan Documents
Your Vision Benefits
Eligiblity
Newly hired full-time employees working 30 hours or more will be eligible to enroll in dental insurance benefits during the new employee orientation period. Eligibility begins on the first of the month following 30 days of hire.
How do I enroll?
To enroll in benefits, all employees must submit their benefit elections through Employee Navigator.
If you miss the new hire or open enrollment window, you must wait until the next open enrollment period to enroll in benefits unless you experience a qualifying life event.
Plan Overview
Vision coverage is available with enrollment in the Anthem’s Access Blue New England, at no additional cost. Anthem Blue View Vision Plan offers a national network of providers and provider locations. To find a provider visit www.anthem.com and select View National Vision Directory or call customer service at 866-723-0515.
Additional stand-alone vision coverage is offered through DeltaVision®, supported by the nationwide EyeMed Vision Care Access Network, which includes private practitioners as well as leading retail and online providers
Carrier Contact Information
Anthem
Customer Service: 1-877-567-1806
Website:www.anthem.com
DeltaVision
Customer Service: 1-877-567-1806
Plan Documents
Your Health Reimbursement Account Benefit
Eligibility
Employees and their eligible dependents that qualify under IRS guidelines for tax purposes and are covered under Pompanette, LLC with Anthem.
Health Reimbursement Account (HRA)
Pompanette, LLC is excited to continue our Health Reimbursement Arrangement (HRA) as part of your benefits package. The HRA is an employer benefit plan where the employer reimburses a portion of your plan’s annual deductible and coinsurance.
How does a Health Reimbursement Account work?
Employees and their eligible dependents that qualify under IRS guidelines for tax purposes are covered under Pompanette, LLC with Anthem. Reimbursements will only be made if the member incurs a deductible related medical expense during the plan year. There is no carry-over provision for this HRA plan.
Carrier Contact Information
Plan Documents
Group Life and Accidental Death and Dismemberment (AD&D) Insurance
Overview of Group Life & AD&D Coverage
The group term Life and Accidental Death and Dismemberment (AD&D) insurance available through your employer gives extra protection that you and your family may need. Life and AD&D insurance offers financial protection by providing you coverage in case of an untimely death or an accident that destroys your income-earning ability. Life benefits are disbursed to your beneficiaries in a lump sum in the event of your death.
Eligibility
All regular full-time employees working 30 hours or more will be eligible for Group Life and AD&D. Eligibility begins on the first of the month following 30 days of hire.
How do I enroll?
To enroll in benefits, all employees must submit their benefit elections through Employee Navigator
If you miss the new hire or open enrollment window, you will have to wait until the next open enrollment period to enroll in benefits unless you experience a qualifying life event.
Carrier Contact Information
The Hartford: Basic Life and AD&D
Customer Service:
Website: www.thehartford.com/employee-benefits/employees
Contributions
Group Basic Life and AD&D is 100% paid for by Pompanette, LLC.
Plan Documents
Group Long Term Disability Benefit
Overview of Group Long-Term Disability Insurance
A disability can happen to anyone. Long-term disability insurance helps protect your paycheck if you’re unable to work for a long period of time after a serious condition, injury, or sickness.
Eligibility
All regular full-time employees working 30 hours or more will be eligible for Group Long-Term Disability Benefits. Eligibility begins on the first of the month following 30 days of hire.
Carrier Contact Information
The Hartford: Basic Life and AD&D
Customer Service:
Website: www.thehartford.com/employee-benefits/employees
Plan Documents
Your Voluntary Term Life Insurance Benefit
Overview of Voluntary Life Insurance
The people you love and support could face challenges if you are no longer around. Life Insurance provides your loved ones with money they can use for household expenses, tuition, mortgage payments, and more.
Eligibility
All regular full-time employees working 30 hours or more will be eligible for Voluntary Term Life Insurance. Eligibility begins on the first of the month following the hire date.
Carrier Contact Information
The Hartford: Basic Life and AD&D
Customer Service:
Website: www.thehartford.com/employee-benefits/employees
Plan Documents
SmartConnect – Medicare Resource
Pompanette, LLC has partnered with SmartConnect™, an exclusive, no-cost program created specifically to connect Medicare-eligible working adults to the world of Medicare benefits. Whether an employee plans to continue working or is transitioning to retirement, we tailor solutions designed around their needs. Our agents provide an unfiltered view of the entire range of options and prices available to the employee.
Eligibility:
This benefit is available to all employees of Pompanette, LLC.
Carrier Contact Information
Member Services
Phone: (888) 572-2607
Website:
Hours: Monday – Friday 7:30 a.m. – 5:00 p.m. CT
Additional Information
Your Retirement Benefits
Overview of Retirement Plan
There are many great benefits to being a participant in the CCA Industries, Inc. 401(k) Profit Sharing Plan. Among those benefits is exceptional customer service – online or by phone. In fact, you can count on your company and Fidelity to help support you every step of the way.
Enrolling in the Retirement Plan
If you haven’t already, enrolling in your plan is the right step towards a more secure retirement. It’s easy to join your plan and make that next great investment in yourself.
Here’s how:
- first, go to Fidelity NetBenefits at www.401k.com
- Next, set up your password. If you’re already a Fidelity customer, you can use your existing password. Please note, you will be prompted to enter your email address.
- Finally, click on the link to enroll.
- If you have any questions or need help before getting started, visit www.401k.com or call Fidelity at 1-800-890-4015
Your Employee Assistance Program
Eligibility
All employees and their family members are eligible upon hire.
Program Details
When you need help meeting life’s challenges, the Anthem Employee Assistance Program (EAP) is here for you and your household members. Check out some of the services we offer – at no cost to you.
EAP Contact Information
The employee assistance program is 100% confidential and available to you and your family 24/7/365 days a year.
Phone: (800)999-7222
Website: anthemEAP.com
Helpful Resources
My Tuition Assistance
Our tuition assistance program is designed to help employees pay back student loan debt and improve their financial well-being.
Utilizing the relationship with The Richards Group, consultation services provided through GradFin are provided free of charge. GradFin is a new employee benefits program revolutionizing how employees can reduce their student loan debt.
GradFin will provide:
- One-on-one education consultations with GradFin Consultation Experts to review your current loan status and discuss personalized payoff options to save on your loans.
- GradFin will offer a competitive interest rate reduction when you refinance your loans.
- GradFin will offer the lowest interest rates in the industry through their lending platform which is made up of ten lenders to maximize the chances that you will be approved for a new loan.
- For more information or to schedule a one-on-one consultation visit: http://www.gradfin.com/platform/trg
Phone: (844) GRADFIN
Website: http://www.gradfin.com/platform/trg
The Wellness Outlet
We offer our employees discounts through the Wellness Outlet!
Enter account code RICHARDSGRP at The Wellness Outlet for access to discounts of 18-40% off retail price of fitness trackers from Fitbit and Garmin, plus free shipping to your home.
Website: https://www.thewellnessoutlet.com/